How Many Business Days Until Christmas
From Sunday, November 15, 2026, there are 28 business days until Christmas, Friday, December 25: the 29 weekdays after November 15 through December 24, minus Thanksgiving. If your office also closes the Friday after Thanksgiving, it is 27; if it closes Christmas Eve too, 26. Counting today as well adds 1 when today is a business day. The numbers above and the calculator below count from today in U.S. Eastern time.
Business days until Christmas
28 business days until Christmas 2026
From Sunday, November 15, 2026 to Friday, December 25, 2026: 29 weekdays, minus Thanksgiving Day. The start date is not counted. Christmas Day 2026 is not counted.
Last business day before Christmas: Thursday, December 24, 2026.
Business days are Monday to Friday, minus federal holidays (or Federal Reserve holidays on the bank calendar). From December 25 on, the count moves to next Christmas.
Business days left, from each day to Christmas 2026
Each row counts the days after that date through December 24. The last column takes out the two days some offices close that are not federal holidays: Friday, November 27 and Thursday, December 24.
| From | Weekdays | Federal business days | Also closed Nov 27 and Dec 24 |
|---|---|---|---|
| Sunday, November 15 | 29 | 28 | 26 |
| Monday, November 16 | 28 | 27 | 25 |
| Tuesday, November 17 | 27 | 26 | 24 |
| Wednesday, November 18 | 26 | 25 | 23 |
| Thursday, November 19 | 25 | 24 | 22 |
| Friday, November 20 | 24 | 23 | 21 |
| Monday, November 23 | 23 | 22 | 20 |
| Tuesday, November 24 | 22 | 21 | 19 |
| Wednesday, November 25 | 21 | 20 | 18 |
| Friday, November 27 | 19 | 19 | 18 |
| Monday, November 30 | 18 | 18 | 17 |
| Tuesday, December 1 | 17 | 17 | 16 |
| Wednesday, December 2 | 16 | 16 | 15 |
| Thursday, December 3 | 15 | 15 | 14 |
| Friday, December 4 | 14 | 14 | 13 |
| Monday, December 7 | 13 | 13 | 12 |
| Tuesday, December 8 | 12 | 12 | 11 |
| Wednesday, December 9 | 11 | 11 | 10 |
| Thursday, December 10 | 10 | 10 | 9 |
| Friday, December 11 | 9 | 9 | 8 |
| Monday, December 14 | 8 | 8 | 7 |
| Tuesday, December 15 | 7 | 7 | 6 |
| Wednesday, December 16 | 6 | 6 | 5 |
| Thursday, December 17 | 5 | 5 | 4 |
| Friday, December 18 | 4 | 4 | 3 |
| Monday, December 21 | 3 | 3 | 2 |
| Tuesday, December 22 | 2 | 2 | 1 |
| Wednesday, December 23 | 1 | 1 | 0 |
| Thursday, December 24 | 0 | 0 | 0 |
Thanksgiving, Thursday, November 26, is a federal holiday, so it has no row. The last column takes out the Friday after Thanksgiving and Christmas Eve where they are still ahead.
Which days come out of the count
Between November 15, 2026 and Christmas 2026 the federal calendar has one holiday on a weekday, Thanksgiving. Veterans Day, November 11, is a federal holiday; when it falls on a Saturday or Sunday, federal offices take the Friday before or the Monday after. The Friday after Thanksgiving and Christmas Eve are not federal holidays: they are business days unless your employer closes. In 2026, federal offices close on Christmas Eve only if the President orders it, as on December 24, 2024 (Executive Order 14129) and December 24, 2025 (Executive Order 14371); for that history, see is Christmas Eve a business day.
Christmas 2027 falls on a Saturday: federal and bank counts split
In 2027, Christmas is Saturday, December 25. For federal employees, OPM's rule moves it back: "If a holiday falls on a Saturday, for most Federal employees, the preceding Friday will be treated as a holiday for pay and leave purposes." So Friday, December 24, 2027 is the federal holiday, and the last federal business day before Christmas is Thursday, December 23.
The Federal Reserve does not move it: "For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday." On the bank calendar, Friday, December 24, 2027 is a business day. From Wednesday, December 1, 2027, that makes 16 federal business days until Christmas and 17 bank business days. The 2027 bank holidays page has the other Saturday holidays that year.
Questions
How many working days until Christmas?
From November 15, 2026: 29 weekdays, Monday to Friday, through December 24, and 28 business days once Thanksgiving is taken out.
Is today counted?
Not by default: the count starts the day after the start date and stops the day before Christmas. Tick "Count the start date too" if you are at work today and want today in the total.
How many business days until the end of the year?
From November 15, 2026 to Thursday, December 31, 2026, counting December 31: 32 federal business days. Christmas Day comes out of that count. Any span can be counted on the business days calculator or forward from today on business days from today.
Counts as of Sunday, November 15, 2026 (U.S. Eastern time). Page text last revised November 11, 2026. Federal holidays from 5 U.S.C. 6103 and OPM; Federal Reserve holiday rule quoted from the Federal Reserve Financial Services holiday schedule. Counts on this page use U.S. Eastern time for "today".